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Online casino payment methods

You have selected your favorite casino. You fill in the registration form with your personal info. You choose whether you want to receive the welcome bonus of the casino or not. You have verified your documents (if asked). Now, it’s time to place your first deposit to start playing right away. You open the deposit section on your account page, and you realize that the casino has a list of options. Oops, “Which payment method should I use though, I hadn’t thought of that”?

You should go to the most familiar payment processor that you know, right? Wrong! Why limit your online casino payment options just because you aren’t well-informed about them? That’s why we are here to educate you on the many choices you can make before deciding which payment suits you.

Note: The table below presents all payment methods available followed by a guide next to each method providing all relevant info about that payment. In the 3rd column, you can see how many casinos offer that method for deposits and withdrawals. Last, the “Best Casino” column features our recommended casino for that specific payment method!

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Α Guide of the best payment methods

In general, online casino payment options fall into the following categories:

  • Debit/Credit cards
  • Bank Transfers
  • Ewallets
  • Prepaid cards/Vouchers
  • Mobile payments
  • Cryptocurrencies

So, which one of them should you choose? Well, this is a question that doesn’t have a definite answer as the tastes vary. It depends on your needs and what type of player you are. Other players value speed above all, for others, it’s all about safety and transparency even if their funds delay because of it. For some, keeping away their casino transactions from the eyes of their bank is vital.

The choice might be up to you, yet, you might encounter a casino that doesn’t feature your favorite payment. That’s why you need to be informed about the alternatives.

Let’s have a look at some of the payments, depending on their characteristics.

Best casino payment methods for instant deposits/withdrawals

What does the majority of players desire after a big win at an online casino? Of course, to receive the winnings ASAP so that they can buy goodies, pay the rent, invest in the stock market or whatever! So, speed is of the essence and separates the best casino payment methods from the rest.

In the title, we refer to deposits as well, but it seems that almost all the safe casino payment methods nowadays offer instant or at least near to instant deposits. Since they cannot wait to receive your money, casinos have taken care of that, but paying you back? Well, that’s another (sometimes painful) story.

But, let’s stick for a while to instant withdrawals. We need to clarify we talk about the procedure AFTER the cashout has been reviewed and validated by the casino. Up to this point, payment processors have nothing to do with the course of the withdrawal. Any delay noted is on the operator.

So, which are these payments that would process your withdrawal as fast as it gets? The answer is ewallets. Ewallets were created precisely because you can complete transactions without the authorization of a bank institute. This missing in-between step is causing an accelerated procedure. Let’s refer to the most famous ewallets that make your life easier.


High limits, top-notch security, and almost instant transactions are synonyms with Paypal. This payment processor entered the online gambling industry with caution, as the company carefully chooses its partnerships. Paypal has infiltrated only strictly regulated markets like the UK or Sweden. The company’s insistence on operating exclusively in transparent and safe markets can be seen by its withdrawal from Germany or the Netherlands as soon as the regulatory framework became uncertain. Don’t expect to find any Paypal casinos if you are playing in the USA or Australia.

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The best alternative if your region doesn’t support Paypal. Both ewallets are part of the Paysafe Group and are very similar to each other. They are available in most countries and can guarantee you fast withdrawals and even offer debit cards so that you can withdraw your money directly from the ATM. However, in many casinos, the speed advantage that they give you will turn into a disadvantage because operators often exclude Skrill and Neteller from welcome bonus deposits due to bonus abuse. You should also be ready to face some small fees while you conduct your transactions via these ewallets.

Pay n Play

Pay N Play is a scheme introduced by Trustly and has caused to change the landscape of online gambling. Via Pay n Play registering and depositing steps are unified, and you can start playing immediately. Your Bank ID functions as a username and password together. The negative part is that the payment hasn’t become widespread yet as you can spot it only in a limited number of countries (Sweden, Finland, Estonia, Germany). The payment is totally secure, offers almost instant deposits/withdrawals and facilitates your playing sessions by a lot compared to others. Pay n Play casinos can choose between two plans: “Pure” and “Hybrid”. Pure plan is a form of “no account” casino where you register using just your Bank ID, with Trustly being the only available option, while in “Hybrid,” you can select other payments as well except Trustly.

Best payment methods for large transactions

Ewallets have significant benefits, but sometimes their low transaction limits can spoil all the fun. Especially if you are a highroller, you cannot rely on ewallets that have a maximum sending money limit up to €3-4,000 daily. It simply doesn’t serve you. Furthermore, mobile payments are also a big “NO” if you are a high spender as their limits are set ridiculously low.

That’s why you have to turn to other solutions like bank transfers or cards. Some casinos are aware that these methods are used notably by players with deep pockets. That’s why they intentionally raise the lowest withdrawal amount limit. Let’s check out how these casino bank payment methods work:

Bank Transfers

Bank transfers, also known as wire transfers, are possibly the most direct payment method. You just enter your bank credentials and transfer the amount you wish without worrying about fees or limits. However, at the same time, you reveal your personal details to the casino and let your bank know that you are an online gambler. Suppose you don’t mind at all about anonymity. In that case, casino bank payment methods are a straightforward way to add funds and receive winnings to your bank account without third parties’ intervention. Moreover, banks partner with gateway payments like EPS (Austria), iDeal (the Netherlands), Klarna, Giropay (Germany) and iDebit, Instadebit (Canada), which accelerate the process and protect your anonymity. On the other hand, withdrawals can take some business days to be completed because they require bank confirmation.

Debit/credit cards

We aren’t sure if we are coming to the end of the cards’ era as casino payment systems. Credit cards have already been banned in the UK, while in Germany, VISA is restricted from online casinos and can only be used at sportsbooks! Still, cards like VISA and Mastercard (Maestro and American Express are less frequent to find) remain the prevalent payments when it comes to casino gaming. They offer unparalleled security, the ability to withdraw your funds directly via an ATM and 24/7 internet banking. This payment’s negatives are almost identical to bank transfers: long withdrawal times and banking info becoming available to the casino. Yet, if you are after large transactions, cards are your go-to method.

Apart from the right payment selection, you should also contact the casino and address needing higher maximum limits. Online casinos love high rollers, and it is almost certain that they will help you out accordingly. Some of them even have VIP account managers who will facilitate any money transfer problems you might encounter.

Best gambling payment options for small deposits

There are high rollers, but there are also players who treat online gambling just as a part of their leisure time and don’t want to risk high stakes. These players usually reload their account balance with small amounts, so the following payments should be ideal.

Mobile phone payments (Pay By Phone, Pay For It, Boku, Siru Mobile)

Particularly popular in the UK, online casino mobile payments have very low maximum deposit limits (typically up to €/£40). They suit perfectly gamblers who play with caution or just for fun. The funds are either directly subtracted from your airtime or added to your subscription at the end of the month. Security measures include SMS confirmation or fingerprint identification, and you don’t have to worry about any fees or hidden taxes either. Any big disadvantage here? Unfortunately, yes, withdrawals aren’t allowed, so you will have to use another method to cash out your money.


Zimpler combines the elements of mobile payments and ewallets, as you can make instant deposits via phone bills, bank accounts and credit/debit cards. With Zimpler you avoid long registration forms as you only insert your mobile number, and you are good to go. The payment has no fees, and security is guaranteed via two-factor authentication. The company has iGaming-specific services as they provide casinos with KYC and AML tools that would make their lives easier. Also, since you can connect Zimpler to your bank account and cards, withdrawals here are possible unlike other mobile payments.

Prepaid cards or vouchers (Paysafe, Purplepay, Astropay, Neosurf, Cashlib)

Anonymity, instant deposits, no fees. What else can you ask from a deposit payment method? Prepaid cards/vouchers are undoubtedly great gambling payment options as long as you aren’t a high roller. The amounts you can deposit are usually between €10 to €250, depending on the method. You purchase the voucher and insert the PIN-code on the online casino. Some of the mentioned payments even offer ewallet services where you can “fuel” your balance with many vouchers and use it as you like. No fees and no need to set an account are also among the privileges these types of payments offer. However, you won’t be able to use them to withdraw money.

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New deposits methods are on the rise

We guess that a hardcore player probably has been already familiar with the methods we mentioned earlier. Yet, since we are talking about online casinos payment systems, the landscape changes from day to day and ambitious “players” enter the market. The following payments aren’t exactly “fresh,” but they have been on the rise in recent years. Judging by the colossal forces that drive them, it’s safe to say that they will be on our radars for years to come.

Google Pay

Since Google does it all, why shouldn’t they get involved in online transactions, too? In 2015 Google decided to merge their two products, Google Wallet and Android Pay, into a new brand called “Google Pay”. We wouldn’t be surprised if they managed to rank among the most popular payment methods for online casinos in the next few years. So how does Google Pay work? After you have set up an email, head to, and you can start adding your cards to the wallet. Every time you make a deposit, you will be asked which card Google Pay should use. It’s fast, it’s safe, and it comes without extra charges.

Apple Pay

When Google sets the trend in a field, Apple has to follow and vice versa if they don’t want to fall behind. In 2014 the American powerhouse, founded by Steve Jobs, released Apple Pay, a new ewallet that facilitated payments via Apple’s devices. Apple Pay functions similarly to Google Pay, meaning you add your cards to the wallet. The company has also introduced Apple Card, a virtual Mastercard where you can add funds, and a rewards card every time you make a transaction using Apple Pay. Apple Pay presents one of the best online casino payment systems as the confirmation of your deposit can be made via Face ID, Touch ID, Apple Watch or via a simple passcode, depending on which method you have chosen and which Apple device you use!

What about crypto casinos?

It’s impossible to talk about the future of online casino payments and not mention cryptocurrencies. Cryptos are a “thing” for more than a decade now and slowly but surely are gaining ground to the point that many online casinos have turned to crypto-exclusive sites. To understand the extent of the growth of cryptocurrencies, some casinos even have partnerships with crypto exchanging platforms so that players would return to the site immediately after they have changed their money. Of course, Bitcoin is the leading crypto since day one, but lately, other currencies such as Litecoin, Ethereum, Tether and even Dogecoin “are making noise.” The benefits that these online casino payment methods offer cannot be ignored:

  • Anonymity: We are talking about full encryption since the transactions are confirmed via a blockchain. Cryptocurrencies are digital currencies, absolutely control-free of bank institutes or any other intermediaries. Another user basically confirms your transactions, and since you don’t need to go through the bank, no personal details are revealed.
  • Special Bonuses: Online casinos try to give players motives to use this payment method, so they launch crypto-specific promotions.
  • Superfast withdrawals: We are talking about a matter of minutes. Why is that? Have you ever heard of the “mining” process? When a crypto-user asks for transaction confirmation, it’s like he fires the starting pistol for a 100 meters race! The transaction is cryptographed, but whoever resolves faster the algorithm-problem will gain fractions of the transaction. That results in receiving your money back after 10-15 minutes!
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KYC and payment methods

Know Your Customer policies might be boring for players, but they have become vital for the transparency and the safety of the casino industry. The operators don’t want to be part of money laundering schemes that use online gambling sites to achieve their shady goals or allowing without noticing underage gambling or multiple account fraud. This is when KYC comes into effect. Players should provide the casino with all the necessary info like proof of ID and proof of address that have to be verified. In some cases, proof of payment is needed, too.

For example, if you use a credit/debit card, the casino might ask you to send copies of the card’s back and front after making sure you have covered some of its details. Requests of an ewallet’s recent transcript of records aren’t unheard either in extreme cases.

Nowadays, there are even casino payments like Pay N Play by Trustly that have integrated KYC data of the player. Trustly passes the data to the operator who creates the player’s account in the background without the player having to intervene at all!

How can I select the payment method that suits me better?

We explained how a significant number of payment processors work, but still, even the best casino payment methods have their flaws. Before you make your final decision, you should clear in your head what type of player you are. Then, there are some factors that you should take into account while assessing each payment:

  • Payment methods limits and casino limits
  • Any extra/hidden charges you hadn’t noticed
  • Attention to the bonus payments (if a payment method is excluded when you claim a bonus)
  • Security and Anonymity
  • Transaction Speed
  • User Experience (if the payment has a mobile app, how many steps are required to complete a transaction, if setting up an account is required)

Only after you have evaluated all that, it’s wise to move on with a specific payment, thus minimizing the risk of getting unpleasantly surprised.

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