Best Casino Payment Methods for Easy Deposits

When you start your gaming session at an online casino, being able to deposit quickly, easily and securely is super important. If you cannot finalize your transaction, you won’t be able to play with real money, simple as that. Usually, casinos offer many deposit methods, including ewallets, cards, bank transfer, instant banking, crypto payments, etc. Some of those methods can also be used for withdrawing money, while others are only available for topping up your account. Choosing the best casino payment methods can be tricky, so we will try to clarify things in our guide and propose the top casinos by banking option in your country.

Top Casino Deposit Options

You will soon find out that some casino deposit options only work in specific markets. Each country has its regulations and preferences, affecting the local online gambling market. The following table presents the most popular casino payments in your country and proposes the best online casinos where each method is available.

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More Payments

Α Guide on the best casino payment methods

Long gone are the days when payments on online casinos were happening physically. In today’s digitalized world, the best casino payment methods are online. In most cases, a casino payment falls into one of the following categories:

  • Debit/Credit cardsFee payment icon
  • Bank Transfers
  • Instant Banking Casino Payments
  • Ewallets
  • Prepaid cards/Vouchers
  • Mobile payments
  • Cryptocurrencies

Which will you use? It’s up to what type of player you are. Do you go for large transactions, or do you prefer to transfer smaller amounts? Is speed your priority, or do you have the patience to wait for your money to arrive later?

Best casino payment methods for easy deposits/withdrawals

What do most players desire after a big win at an online casino? Of course, to receive the winnings ASAP so that they can buy goodies, pay the rent, invest in the stock market or whatever! So, speed is of the essence and separates the best casino payment methods from the rest.

Ιt seems that almost all the safe casino payment methods nowadays offer instant and easy deposits in online casinos. Let’s be honest. Online gambling is a business, so casinos have ensured that receiving the incoming money is a fast-track procedure. But what about paying you back? Well, that’s another (at times painful) story.

Let’s talk about withdrawals. We need to clarify that we talk about the procedure AFTER the casino has reviewed and validated the cashout. Up to this point, payment processors have nothing to do with the withdrawal course. Any delay noticed is in the casino’s ‘hands’.

So, which are these payments that would process your withdrawal as fast as it gets?

ewallet-icon-transEwallets: Online wallets were created precisely because you can complete transactions without the authorization of a bank institute. This missing in-between step facilitates an accelerated process of the funds. Some famous ewallets that make your life easier are Paypal, Skrill, Neteller and ecoPayz.

 

Payment deposit icon 2Payments specifically designed for iGaming: As years went by, fintech companies realized that online gambling and sports betting are a ‘gold mine’ and their fields deserve special attention. So, they released instant banking products specifically designed for online gaming venues. The most prominent example is, of course, Pay N Play by Trustly, which allows fast and easy online casino deposits, skips the registration and verification procedures and simplifies your online gambling activities.

 

cryptocurrenciesCryptos: This ‘magic, internet money’ came into our lives only recently, but it has managed to take over the world of online casinos for good. The absence of a third party intervention (e.g. a bank institution) constitutes cryptos as peer-to-peer payments, a condition that speeds up transactions by A LOT.

Best casino deposit methods for large transactions

Payment deposit icon 1Ewallets and instant banking are great casino deposit methods in speed and efficiency, but sometimes their low transaction limits can spoil all the fun. Especially if you are a highroller, unless you provide further verification, including bank account data, you cannot rely on ewallets with a low transferrable money permit per day even if you upgrade your account level. It simply doesn’t serve you. Furthermore, mobile payments are also a big “NO” if you are a high spender as their limits are set ridiculously low (€15-20).

You have to turn to traditional solutions like bank transfers or cards. Some casinos know that players with deep pockets use these casino deposit methods. That’s why they intentionally raise the transaction limits:

Bank Transfers

bank_transfer-icon-transBank transfer casino deposits, also known as wire transfers, are possibly the most direct payment method. You enter your bank credentials and transfer the amount you wish without worrying about fees or limits. However, at the same time, you reveal your personal details to the casino and let your bank know that you are an online gambler. Suppose that you don’t mind anonymity; casino bank payment methods are a straightforward way to add funds and receive winnings to your bank account without third parties intervention.

Moreover, casinos partner with gateway payments like EPS (Austria), iDeal (the Netherlands), Klarna, Giropay (Germany) and iDebit, Instadebit (Canada), which accelerate the process and protect your anonymity. On the other hand, withdrawals can take longer to be completed because they require bank confirmation.

Debit/credit cards (VISA, Mastercard, AmEx)

Credit/Debit payments iconWe aren’t sure if we are coming to the end of the cards’ era as casino payment systems. Credit cards have already been banned in the UK, while in Germany, VISA is restricted from online casinos and can only be used in sportsbooks! Still, cards like VISA and Mastercard (Maestro and American Express are less frequent to find) remain the principal payments for casino gaming. They offer unparalleled security, the ability to withdraw your funds directly via an ATM and 24/7 internet banking.

Cards’ drawbacks are almost identical to bank transfers: long withdrawal times and banking info becoming available to the casino. Plus, if you use a credit card, your credit score may be affected because banks consider online gambling irresponsible spending. Yet, cards are your go-to method if you are after large transactions.

Apart from the proper payment selection for large transactions, you can contact the casino and address needing higher maximum limits. Online casinos love high rollers, and they may help you out. Some even have VIP account managers who will facilitate any money transfer problems you might encounter.

Best online gaming payment options for small deposits

Many recreational players treat online gambling as a part of their leisure time and don’t want to risk high stakes. These casino fans usually reload their balance with small amounts, so the following online gaming payment options should be ideal.

Mobile phone payments (Pay By Phone, Pay For It, Boku, Siru Mobile)

online casino payments iconParticularly popular in the UK, online casino mobile payments have very low maximum deposit limits (typically up to €/£40). They suit gamblers who play with caution or for fun and allow easy online casino deposits. The funds are either directly subtracted from your airtime or added to your subscription at the end of the month. Security measures include SMS confirmation or fingerprint identification, and you don’t have to worry about any fees or hidden taxes either. Any big disadvantages here? Unfortunately, yes, withdrawals aren’t allowed, so you will have to use another method to cash out your money.

Zimpler

Zimpler is a go-to option for Scandinavian low rollers as it combines the characteristics of mobile payments and ewallets. You can make instant banking casino payments via phone bills, bank accounts and credit/debit cards. With Zimpler, you avoid long registration forms as you only insert your mobile number, and you are good to go. The payment has no fees, and security is guaranteed via two-factor authentication. The company has iGaming-specific services as they provide casinos with KYC and AML tools that would make their lives easier. Also, since you can connect Zimpler to your bank account and cards, withdrawals here are possible, unlike other mobile payments.

Prepaid cards or vouchers (Paysafe, Astropay, Neosurf, Cashlib)

Anonymity, instant deposits, no fees. What else can you ask from a deposit payment method? Prepaid cards/vouchers are undoubtedly great gambling payment options if you aren’t a high roller. Depending on the method, the amounts you can deposit are usually between €10 to €250. Some of the mentioned payments even offer ewallet services where you can “fuel” your balance with many vouchers and use it as you like. No fees and no need to set an account are also among the privileges these payments have. However, you won’t be able to use them to withdraw money.

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What about crypto online casino payments?

cryptosCryptos aren’t the future of online casino payments anymore. They are the present. Cryptocurrencies have been a “thing” for more than a decade now and slowly but surely are gaining ground to the point that many online casinos have turned to crypto-exclusive sites. To understand the extent of the growth of cryptocurrencies, some casinos even have partnerships with crypto exchanging platforms so that players would return to the site immediately after they have changed their money. Of course, Bitcoin has been the leading crypto since day one, but lately, other currencies such as Litecoin, Ethereum, Tether, Ripple and even Dogecoin ‘are making noise.’ The benefits that these online casino payment methods offer cannot be ignored:

Anonymity: We are talking about full encryption since the transactions are confirmed via a blockchain. Cryptocurrencies are digital currencies, absolutely control-free of bank institutes or any other intermediaries. Another user confirms your transactions, and since you don’t need to go through the bank, no personal details are revealed.

Special Bonuses: Online casinos try to give players motives to use Bitcoin or other cryptocurrencies, launching crypto-specific promotions. These bonuses can refer to your typical welcome bonus or frequent loyalty promotions in the form of reload or free spins offers.

Superfast withdrawals: We are talking about a matter of minutes. Why is that? Have you ever heard of the “mining” process? When a crypto-user asks for transaction confirmation, it’s like he fires the starting pistol for a 100 meters race! The transaction is cryptographed, but whoever resolves faster the algorithm problem will gain fractions of the transaction. That results in receiving your money back after 10-15 minutes!

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How do casinos protect casino online payments?

paymentwallKnow Your Customer (KYC) policies might be boring for players, but they have become vital for the transparency and the safety of casino online payments. Casinos don’t want to be part of money laundering schemes that use their site to achieve shady goals. There are also the dangers of allowing unintentionally underage gambling or multiple account fraud. This is when KYC comes into effect. Players should provide the casino with all the necessary info like proof of ID and proof of address that has to be verified. In some cases, proof of payment is needed, too.

For example, if you use a credit/debit card, the casino might ask you to send copies of the card’s back and front after making sure you have covered some of its details. Requests of an ewallet’s recent transcript of records aren’t unheard of either in extreme cases.

Of course, all transactions -no matter the payment method used- are encrypted end-to-end to secure players’ funds. The vast majority of the casinos use security protocols like SSL (Secure Socket Layer) or TSL (Transport Layer Security) to protect your sensitive data and guarantee the safety of your money.

How to select the best online gaming payment method

Before we wrap up this casino payment guide, we should pinpoint a few last tips to help you decide on the online gaming payment method that you will use.

What should you pay attention to?

Payment and casino limits: Each payment option has its own transferring and receiving money thresholds. At the same time, each online casino sets its minimum and maximum limits for depositing and withdrawing funds. You should be aware of these amounts before you start making transactions.

Fees/Charges: A rare phenomenon in most casinos nowadays, however, hasn’t gone extinct yet. Pay attention to any extra charges that online casinos might apply for specific methods, as you wouldn’t like to lose a portion of your winnings. Our advice would be to avoid casinos altogether that impose fees.

Bonus Excluded Payments: Specific payments -usually wallets- are sometimes excluded from depositing for claiming bonuses. The reason is that they could facilitate bonus abuse due to the fast withdrawals that they allow.

Transaction Speed (as stated by the casino): After security, speed is essential for cashing out. Visit the banking section of the casinos to find out how long it will take for each payment transaction to be processed. Typically, deposits are easy procedures as they are processed almost immediately, but withdrawal times vary significantly.

FAQ

These payment methods belong to fintech companies, which are online gambling-friendly and partner with online casinos. They are used for making deposits and withdrawals.

It has to do with markets and their regulations. For example, a casino that doesn’t target players from Canada doesn’t make sense to offer Interac. Paypal doesn’t partner with unlicensed casinos or casinos headquartered in countries with unregulated markets.

All the casino deposit options that we recommend are safe and secure. Each one has its mechanisms that guarantee customer protection. For example, Paysafecard has a unique 16 digit security keychain, and instant banking requires inserting your bank credentials and verifying your ID.

In some online gambling venues, it is obligatory to do it, while in others, you can choose different payment methods. In some cases, your deposit method isn’t designed to allow withdrawals, so you will have to turn to another solution.

Your casino might offer various payment options, but you probably won’t have access to all of them due to country restrictions. Don’t trust the casino’s footer that displays payment logos. Better visit the dedicated banking section of the site.

Not anymore. Since April 2020, the UK Gambling Commission has excluded credit card deposits.

Definitely, you can, as long as the casino partners with mobile payment providers like Boku or Siru Mobile.

This won’t be allowed in any legitimate casino, as you will be requested to provide identification proof. It is strongly recommended to avoid using an account or card of another person if you are discovered. It may result in denied withdrawals or getting expelled by the casino.

 

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