Casinos that Accept Credit Cards in the UK

Growing numbers of British players are searching for casinos that accept credit cards in the UK to circumvent a known regulatory restriction. Back in 2020, the UKGC banned the use of credit cards for gambling deposits and withdrawals on all of its licensees’ platforms.

Although it was seen as a protective measure for vulnerable audiences, unfortunately, casual players were also negatively affected. Thankfully, all is not lost, as there are still numerous credit card casinos operating in the UK, away from all Gamstop restrictions.

These alternative choices will not detect, nor block Gamstop members automatically, and will commonly support credit cards issued by global companies such as VISA or Mastercard. They are the perfect solution to enjoy a familiar, convenient and fast banking option once again.

Below, we’ve prepared an extensive guide into how these platforms work and what benefits they provide.

Trusted Casinos That Accept Credit Cards in the UK

Rating
Bonus
Min Dep.
Fiat Dep.
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code Not Required
Min Deposit
€10
Paysafe logo
Bank transfer logo
Neteller logo
+14
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code Not Required
Min Deposit
$10
Bank transfer logo
Mastercard logo
AstroPay logo
+4
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code Not Required
Min Deposit
€10
Bank transfer logo
Mastercard logo
Visa logo
+3
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code Not Required
Min Deposit
€10
Bank transfer logo
Neteller logo
Mastercard logo
+2
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code Not Required
Min Deposit
€10
Bank transfer logo
Mastercard logo
Visa logo
+3
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code Not Required
Min Deposit
€25
Mastercard logo
Visa logo
American Express logo
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code Not Required
Min Deposit
€25
Bank transfer logo
Mastercard logo
Visa logo
+3
ribbon-with-numbering 10
code Not Required
Min Deposit
€25
Mastercard logo
Visa logo
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code Not Required
Min Deposit
€25
Bank transfer logo
Mastercard logo
AstroPay logo
+3
ribbon-with-numbering 12
code Not Required
Min Deposit
€10
Bank transfer logo
Neteller logo
Mastercard logo
+2
ribbon-with-numbering 13
code Not Required
Min Deposit
€10
Mastercard logo
AstroPay logo
Visa logo
+2
ribbon-with-numbering 14
code Not Required
Min Deposit
€10
Mastercard logo
Visa logo
American Express logo
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What Defines a Credit Card Casino for UK players?

When we use the phrase online casinos that accept credit cards in the UK, we are actually referring to all gambling sites that are not licensed by the UKGC, nor run their operations from the UK borders, but still accept British players. It’s precisely these unique conditions combined that enable them to not be legally required to uphold the credit card ban.

As a quick recap, when the measure first came into effect, the UKGC also released a statement motivating its decision. The Commission believed this payment method could aggravate gambling addiction by encouraging reckless spending. Moreover, local players couldn’t use clever workarounds either, such as e-wallets funded by credit cards.

This decision ultimately forced regular players to also look for alternative spots where they can enjoy their favourite games without any payment method limitations.

Which Casino Credit Card Options are Popular among UK players?

Are you on the hunt for the best credit card casino as a UK player? Our recommended brands work with all the known credit card issuers in the world, meaning that your transactions will also be secured by these companies’ global networks and advanced technologies.

This will provide you with additional peace of mind, knowing that you’ll be protected against any fraud attempts or data theft.

VISA Deposits

Visa Credit Card icon

Many casinos that accept credit cards in the UK cater to the preferences of players who favour familiar payment methods, with a significant number integrated into VISA’s borderless network. These non-Gamstop sites usually offer VISA deposits and withdrawals without extra fees, appealing to the nearly two-thirds of UK adults who regularly use credit cards for daily transactions.

You’ll also be protected by VISA’s unique 3-D Secure (3DS) system, providing an additional identity check, in case anyone gains unlawful access to your card.

Mastercard Deposits

Another close substitute you can go for is MasterCard casinos in the UK. An equally trustworthy global credit card issuer, Mastercard serves billions of people, so there’s a very high chance your next gambling hub will also take it for payments. Mastercard deposits are instant, so you’ll have immediate access to your funds and can start playing straight away, whilst withdrawals may take anywhere from 3 to 5 working days.

Furthermore, Mastercard’s zero liability protection program also helps UK casino players. Should any unauthorized transaction occur, like someone hacking into your casino account and using the stored card details, you won’t be held responsible if you’ve reported it on time.

AMEX Deposits

Although you’ll have to search a bit longer for a credit card casino in the UK that accepts American Express, it’s not impossible to find a suitable spot. Not to mention, the potential benefits are not negligible at all. For starters, top-ups are instant, and each transaction is protected by AMEX’s SafeKey technology, shopping protection and fraud alert systems.

Finally, depending on the credit card you own, online casino payments may also be eligible for receiving different cashback percentages, so you’ll supplement your play budget without extra effort.

What other payment methods are available for UK players?

Your average credit card casino in the UK with no Gamstop affiliation also provides additional payment methods to give players more flexibility and freedom of choice.

Each banking option will come with a different set of features and perks that you can tap into, from anonymity to increased transaction limits. Below, we’ve broken them all down to help you select the right one based on your requirements:

Cryptos

The first alternative payment method you’re bound to find on casinos that accept credit cards in the UK is cryptocurrency. As opposed to conventional methods, you don’t need approval from a third-party financial institution to complete a digital currency transfer.

Each transaction is permissionless across the blockchain, so you can remain anonymous whilst playing online. We also recommend this option for high rollers, as some non Gamstop sites allow unlimited crypto deposits in BTC, ETH, LTC or other options.

PayByPhone & Boku

Current UK trends suggest that by 2025, mobile pay users will account for over 24.1% of the population. Reflecting this, many online casinos accepting credit cards in the UK now support mobile pay services like PayByPhone and Boku.

Both of them function similarly, allowing players to make deposits on casino platforms without owning a credit card or bank account.

Depending on your needs, you can pay via SMS, use an existing pre-paid balance or have the amount added to your next phone bill. Do keep in mind that this option doesn’t support withdrawals, and deposits also have low fixed daily limits of £30 on average.

E-Wallets

E-wallets have completely changed the game for online casino enthusiasts in the UK, and they’re just as readily available at non-Gamstop sites. By definition, e-wallets allow you to store all your credit cards in one spot, they’re mobile-friendly, intuitive and secure.

That’s because they act as a middleman and additional safety layer, so you won’t be sharing your card numbers directly with the casino to complete a transaction. Common supported options include Apple Pay, Revolut, Payz and MuchBetter, all offering instant deposits and 24 to 48-hour withdrawals at most.

What Gambling Sites Accept Credit Cards in the UK?

Are you eager to find out what gambling sites accept credit cards in the UK? The bottom line is that you’ll have myriad opportunities lurking one click or tap away.

Your next choice can be tailored to your preferred game type, or you can opt for global platforms licensed by other authorities, promoting a less restrictive experience compared to the UKGC. Whichever you’re after, don’t forget to check our expert verdict on each:

Slot Sites

Our number one suggested pick is slot sites that accept credit cards in the UK, because they not only allow you to deposit via a convenient method again, but they’ll also showcase unique gameplay perks.

The vast majority of slot sites not on Gamstop enable you to activate additional features like Autoplay, Quickspin and Bonus Buy without limitations. You should also expect to find a strong provider selection and be constantly spoiled with updated content.

Malta Casinos

Because the MGA and the UKGC are two regulatory bodies maintaining a close collaboration, the task of finding Malta casinos not on Gamstop is incredibly tricky. At the present moment, MGA-licensed casinos for UK players are out of reach, but if you’re after related platforms with similar quality standards, the options in our list still stand.

USA Casinos for Brits

Do you want access to more generous welcome bonuses and loyalty rewards? Is a global games library an important selection criteria for you? Then you’ll certainly find value in USA casinos for UK players.

Same as the other alternatives we mentioned, these casinos are not under the UKGC’s regulatory constraints, but monitored by offshore entities. This will translate into a flexible KYC process, higher stakes allowed and more releases from certain providers, like RTG and Betsoft.

Independent Casinos

We’re finishing up our list of online casinos that accept credit cards in the UK with independently operated platforms. These gambling hubs don’t hold licensing from a large-scale authority, so there is less oversight of their operations.

We urge you to pay closer attention to security and the founding company’s reputation before registering on independent casinos or using our suggested brands to make sure you only reap the benefits. In general, these platforms spoil players with sizable bonuses, whether that’s free spins, no deposit or VIP rewards.

Slots Safari Casino
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RATING
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What’s the Draw of UK Casinos Accepting Credit Cards?

There are multiple reasons why gambling sites that accept credit cards in the UK are so appealing, especially when matched against other choices.

Real-time access to deposited funds is perhaps the key attraction, closely followed by familiarity. Most UK players know how to use a credit card and aren’t keen on changing their spending habits. Of course, we’ve also identified other notable pros below:

All Major Cards Accepted

Credit Cards iconThe best credit card casinos in the UK work with leading companies in the financial services sphere, such as VISA, Mastercard, Amex or Discover. That means you won’t have to worry about your card being denied, since these issuers are accepted worldwide.

Of course, if there’s a points system or a cashback rewards agreement in place, you could earn extra simply by playing. Finally, in addition to the casino’s safeguards, such as SSL encryption or firewalls, these companies also have their own advanced security procedures in place, protecting the integrity of your data even more.

Fewer Limits on Credit Card Use

At many online casinos that accept credit cards in the UK, you are able to negotiate custom deposit and withdrawal limits. Gambling sites also take your VIP tier or general activity level on the platform into consideration.

What’s more, you can also adjust the limits by discussing with the financial institution that issued your card. If you have a higher-end credit card like Platinum or Gold and regularly spend larger amounts, you’ll benefit from the most generous thresholds available.

Smooth and Instant Deposits

If you’re someone who wants to get into the game immediately, choosing a credit card deposit is your best bet, since the funds get released in real-time, as opposed to waiting a few days for a bank transfer.

All you have to do is fill in your payment details, namely the cardholder’s name, the numbers and the CVV code on the deposit page. Then, confirm the transaction through the 2-FA method of your choice (an SMS code or an in-app notification).

KYC Only at Withdrawal

Non Gamstop sites, in general, are known for upholding a very flexible KYC process, in sharp contrast with the UKGC’s lengthy and complex one.

On these alternative platforms, you’ll be asked to go through a full KYC check and supply copies of your documents only when you make a first withdrawal. Another common stipulation is being required to go through an enhanced KYC check, followed by an AML (Anti Money Laundering) verification once you withdraw larger sums in a single transaction, such as £2,000 or more.

What Are the Downsides of UK Gambling Sites that Accept Credit Cards?

Although they’re certainly worth a second look due to the multitude of perks they have in store, credit card casinos in the UK also come with a series of pitfalls to examine. We advise going through each of them in greater detail, so you avoid falling into a spiral of overspending and only use credit to your advantage, as it was designed:

Potential Fees

Normally, gambling sites that accept credit cards in the UK rarely impose any deposit fees, unless you top-up a sum that’s below the minimum threshold required, or if any currency conversion takes place.

On the other hand, third-party financial companies, such as banks or card issuers may take their cut of your transaction amount in the form of processing commissions. We urge you to read your cardholder agreement down to the last stipulation beforehand, so no unpleasant surprises occur.

Delayed withdrawals

Whilst credit card deposits are instant, withdrawals through the same method are not very fast, and may take anywhere from 3 to 5 banking days on average. From this perspective, cryptocurrencies and e-wallets are much faster alternatives.

If you experience any massive delays, there can be several culprits. Either the casino hasn’t released the funds because it needs to verify your identity and source of funds, or there’s an error on the bank’s side.

Debt Exposure

Through their very nature, credit cards allow players to use funds they essentially don’t have in their possession at the current moment, with the balance having to be paid off in full by a certain due date.

If you don’t practice responsible spending habits in general, or you’re currently dealing with any unresolved addiction issues, credit cards may exacerbate the problem and lead to acquiring debt. Always treat credit as a financial tool and never rely on it to supplement a low gambling budget or a losing streak.

Sensitive Information Might be Exposed

Credit card transactions may be subjected to numerous fraud risks, particularly because they involve increased data sharing. To complete a transfer, you need to specify both your personal and financial information, namely the cardholder’s name, numbers and secure CVV code. To counteract any such risks, only register on secure casinos that accept credit cards in the UK.

These platforms provide advanced encryption technologies at the point of sharing, meaning that outside forces will face more difficulties trying to hack into the site and steal or clone your data.

Should You Go for a Casino that Accepts Credit Cards in the UK?

Credit Card icons 2Ultimately, the decision to register on gambling sites that accept credit cards makes the most amount of sense for particular audiences.

We would especially recommend them to UK players who prefer this payment method in general and miss using it for gambling transactions. Furthermore, alternative platforms with no Gamstop affiliation may also be appealing for casual players who wish to escape other tight UKGC constraints, such as the prohibition of certain slot features and game providers.

 

FAQ

Since 2020, it’s not possible to use credit cards and e-wallets funded by credit cards on UKGC-licensed platforms. However, Brits can still join non-UK sites, where this ban is not in effect.

There are many types of gambling sites that accept credit cards and are open to British audiences, for example non Gamstop platforms, independent casinos and non-UK slots sites.

Yes, credit cards can still be used with no limitations, as long as the website in question is not a UKGC-licensed casino.

Yes, in fact many online casinos that accept credit cards in the UK support Mastercard for both deposits and withdrawals.

Whilst some unreliable brands may slip through the cracks, they’re few and far in between. The overwhelming majority are trustworthy, operate secure platforms and hold the proper licensing credentials. When in doubt, always register on our recommended sites.

It depends on your contract with the financial institution and the stipulations in the cardholder agreement. In some cases, banks and credit card issuers may block gambling transactions, so it’s best to settle this aspect in advance.

Not always, but some casinos and credit card companies, such as VISA or Mastercard may impose a flat fee as a percentage of the transaction amount, or a processing commission.

Gambling transactions by themselves should not negatively affect your credit score. Instead, other behaviours have a greater impact in this regard, such as missing a bill payment or maxing out your credit card every month.

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