Best Interac casinos in 2024

Online banking used to be a nightmare for Canadian players. Complicated procedures, long pending times and outrageous fees. Interac Canada came to save the day as it makes casino payments easy to the point where you don’t even have to create a separate account to use its services. With Interac’s instant banking, you can expect lightning-speed deposits and withdrawals with the utmost security provided by your bank institution for both desktop and mobile. The last thing left now is a casino to play on, and you can count on us for that. Below you will find our up-to-date Interac casinos list, along with a guide on everything you need to know about Interac Online and E-Transfer.

Rating
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MIN. DEPOSIT
$10
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MIN. DEPOSIT
€20
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MIN. DEPOSIT
€20
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MIN. DEPOSIT
€25
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MIN. DEPOSIT
€20
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Participating CA banks – Is my bank included?

Canada Flag icon transparentInterac works basically as the debit system of Canada. Interac Corp. the head company delivers plenty of products and services so you have to pay attention to which ones you can use when playing online. Only Interac Online and Interac E-Transfer are used by casino sites, so be careful not to be confused with other services. When it comes to banks, we need to make a distinction between the two payments. Interac Online partners so far only with 3 bank institutions:

  • First Nations Bank of Canada
  • RBC Royal Bank
  • TD Canada Trust

Also, Interac Online cooperates with a large number of credit unions. It’s more uncommon to have funds in a credit union than a bank but if you happen to have one, check Interac’s website to find out if yours is included.

On the other hand, Interac E-Transfer is a service offered by ALL Canadian banks including the “Big Five Banks”. Along with Interac E-Transfer banks, there is also a great range of credit unions that participate in the service scheme. In total, 255 financial institutions in Canada offer the payment, so if you have a bank account it’s almost 100% sure that you can use the service.

Interac Online vs Interac E-Transfer: What’s the difference?

versusBy now you have probably reached the point where you wonder which one’s better, Online or E-Transfer. Well, is there a difference really? Aren’t they both offered by the same company? Yes, but we’re talking about two totally different casino payments. Interac Online is the most direct payment not only between the two but in the whole of Canada as well. All you need is an account at any of the 3 banks or the available credit unions and here you go, you are eligible to deposit to your favorite Interac Online casino. The payment draws money directly from the account that you choose and it completes the transaction like a bank transfer. The difference here is that Interac Online works as a gateway that “hides” your account details from the casinos.

On the contrary, Interac E-Transfer resembles an e-check. You type in the instructions that the casino provides you with for making your deposits by an email or a text message. The money isn’t transferred by email or text message, of course, only the instructions are. The casino discloses a specific answer to the security question so that they can confirm the deposit. So unlike Interac Online, E-Transfer it’s not an automated procedure and has more steps.

Another key difference between the payments is of course withdrawals. Interac Online doesn’t offer the option at all while E-Transfer does. So, you need to check out both payments before you get to choose.

Top Interac Casinos

Casino Infinity
RATING
8.2
/10
starstarstarstarstar
YEAR EST
2023
888Starz.bet Casino
RATING
8.1
/10
starstarstarstarstar
YEAR EST
2018
exclusive-offer-tag
Nords Casino
RATING
8.6
/10
starstarstarstarstar
YEAR EST
2023
SlotVibe Casino
RATING
8.4
/10
starstarstarstarstar
YEAR EST
2021

How to set up an account and deposit with Interac Online

Interac online casino iconThe great part about Interac Online, is the simplicity and convenience it provides. You don’t even have to create an account to use it, the banks offer it as soon as you set up your personal account and enable your web banking services. Now let’s see how you can make a deposit to play on an online casino like Playamo. First, you select the “Deposit” tab of the casino and you choose from the available methods the option of Interac Online.

Then you choose between the three available banks or one of the credit unions that Interac Online partners. Next, you will be redirected to your financial institution and after typing in your credentials, you can finish your deposit according to the instructions. It’s an easy procedure that’s ideal for online casinos. It’s no wonder that Interac Online is the most popular payment method among Canadian players.

Here’s how the process looks like on the photos below.

Interac online deposit

How does Interac E-Transfer work on online casinos?

Interac Etransfer iconInterac E-Transfer has a strong presence on Canadian online casinos. Like Interac Online, you can use it for playing on a casino site without setting up an account. However, if you already have hands-on experience with the service you might wonder how will the transaction take place since it needs a recipient email and a security question that should be provided. Well, you won’t have to search for the answer for long as online casinos usually supply you with a form that displays all the necessary details that you need to complete your deposit.

Let’s see for example how you can make an Interac E-Transfer deposit on Casino Luck: Head to the Cashier section and choose the Interac E-Transfer option. Then you need to select your desired amount and you will be redirected to the Interac E-Transfer form that the casino provides. On the form you will find the recipient email of the casino as well as the message and the answer to the security question of the payment.

After that, you need to open a new tab and sign into your bank account. Choose Interac E-Transfer and type in the recipient’s email, the amount that you wish to transfer, accompanying message and the answer to the security question that the casino suggested you. Go to ‘’Return to Merchant’’ option that has popped up on the casino site and you will view your updated balance.

Here’s how the procedure looks until the step of signing into your bank account:

Interac E-Transfer how to deposit

Can I withdraw money with Interac payments from online casinos?

Wallet-icon-transNow, we come to the part that really interests most Canadian players. “How will I cash out my winnings”? If you want to use Interac Online, then think twice because as we said the service doesn’t offer withdrawals. It’s just a gateway for depositing money. However, this isn’t the case with the other method, E-Transfer. The process of withdrawing is easier than depositing. For the first time, your casino would ask you for verification documents and your email, just to be sure to who is sending the money. If you have the Autodeposit feature turned on you will avoid having to answer the security question and the money will be deposited straight to your bank balance.

What about fees & limits?

  • Interac Online: It is absolutely free of charges. You can deposit your money to any casino without worrying about paying an extra sum for using the service.
  • Interac E-Transfer: Depositing and withdrawing are free as well with E-Transfer because casinos usually cover the small flat fee imposed by the banks. However, if your financial institution doesn’t partner with E-Transfer (which is kind of impossible to be honest since almost all the Canadian financial institutions are included) get prepared for a 4-6 day waiting time and a CAD 4 fee.

For both methods deposit and withdrawal limits are defined by the banks and the casinos themselves. The minimum deposit is usually from CAD10-25 while minimum withdrawal stands at CAD25. Some usual withdrawal limits that apply to the big casino brands are CAD 4,000-10,000 CAD per day, CAD 16,000-30,000 per week, or CAD 50,000-100,000 per month.

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Canadian payments – Is Interac the only local solution?

wagering-icon-transparentWell, not really. Canada has its own currency, an extended local banking and debit system and it’s a country where online gambling thrives. This means that there is ground for Canadian-specific payments to flourish. Apart from Interac, iDebit and Instadebit hold a major share in the local online casino payments industry. The main difference with Interac is that these two alternatives require you to create an account, meaning more steps, and also they have fees charged by the service. So, these drawbacks give an edge to Interac.

However, you can read more about them in their respective guides and also compare them in our dedicated guide on iDebit vs Instadebit to decide which one is more suited to you.

Pros & cons of this payment

Are you still not set on using either Interac Online or E-Transfer? Let’s break down both pros and cons so you can make a more informed decision. Since Interac is basically 2 different payments, it’s best to take a closer look to what each one of them provides/doesn’t provide and reach a conclusion from there. Although the benefits are many, we can’t say that there are no drawbacks at all.

Advantages

  • Interac is a lightning-quick payment. Using it, the whole process only takes a couple of minutes whether we talk about Online or E-Transfer. If you use E-Transfer you just have to wait for the casino to confirm the transaction.
  • You are supposed to pay a low flat fee (CAD 1-1.50) which is defined by the banks, no matter how much you deposit. However, most of the times the fee is covered by the casinos.
  • Withdrawing your winnings is just as fast, you’re only a few minutes away from receiving your funds. This applies strictly to E-Transfer as Online doesn’t have withdrawals so far.
  • The transfers are safe & secure. They use the best encryption and fraud preventing available so you can feel sure that your money is safe.
  • The deposit is only completed if there’s a sufficient cash balance in your bank account. There’s zero threat of getting into debt.
  • There is no need to create an account as the payments are used as gateways for your bank account.
  • The transactions on your bank statement are referred to as “Interac transactions” and there is no proof of depositing or receiving money from a casinο.

Disadvantages

  • Interac is limited to Canada and doesn’t offer services outside of the country.
  • Deposits cannot be canceled or reversed. Once you complete a transaction you cannot take it back unless you contact the merchant or the bank.
  • Interac Online is a service that doesn’t offer withdrawals.
  • Interac Online partners with limited banking institutions.
  • When you use E-Transfer there is the possibility to have to deal with email phishing as there are many reported cases of receiving fake emails either requesting money or sending money via links with malware.
  • Not all Canadian casinos offer Interac payments.

FAQs

Gigadat casino solutions is the official partner of Interac for processing the Interac deposits for all the casinos. So, any player who wants to make their casino transactions via Interac should search for casinos that partner with Gigadat.

Yes, actually most of the casinos have enabled this feature to make your life easier. Casinos also provide you with the exact message you have to write. If your bank requests a security question, then the casino provides you with an answer, so the transaction can be completed.

Interac hasn’t developed a mobile app yet, but it’s possible that Interac payments are integrated in your bank’s app (if it has one). In general, it’s pretty easy to use the services via mobile.

Yes, the payment is available only in Canada right now, so you won’t be able to use it from another country.

Co-badged cards offer two different payment networks. It relies totally on your financial institution which payment network would be used for each type of transaction. In general, banks select Interac for retail and point-of-sale transactions, but unfortunately, this isn’t the case for online casino transactions where other networks are preferred. You will need to contact your bank to resolve this.

Interac payments are totally safe as they follow all the security rules for anti-money laundering and private data protection. However, when you use Interac E-Transfer you have to keep an eye for email phishing and immediately report it to the company.

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